Heavenly Chocolate Chip Banana Bread

Category: Indulgent Desserts for Sweet Endings

Mash up some super-ripe bananas, toss in a ton of chocolate chips, and you’ll get a loaf that’s crazy soft and packed with chocolate. All you’ve gotta do is whisk dry stuff, mix up the wet stuff, fold it all together, plop it in a pan, and let the oven do its thing. Want super gooey tops? Sprinkle more chocolate chips before baking. Snack on a warm slice for breakfast, grab it on the go, or finish off your night with it. Keep leftovers wrapped on your counter or freeze slices for later—super handy. With basic kitchen staples and hardly any work, you’ll bake up a treat everyone wants more of, every single time.

A woman wearing a chef's hat and apron.
Authored By Elisa
Updated on Sat, 17 May 2025 22:27:09 GMT
Chocolate loaf cake with chip-filled top. Bookmark
Chocolate loaf cake with chip-filled top. | recipesbyelisa.com

Nothing brings our family together like the aroma of chocolate chip banana bread wafting from the oven The combination of sweet ripe bananas and gooey chocolate chips makes every bite cozy and irresistible Plus it is the perfect way to rescue those ultra ripe bananas that always seem to linger on the counter

Everyone in my house has their own favorite way to eat a slice Some love it warm with a swipe of butter while others grab a slice straight from the fridge for a quick treat This was one of the first recipes my kids helped me make and it is still a weekend favorite

Ingredients

  • All purpose flour: gives the bread its tender structure Choose unbleached if you can for a classic flavor
  • Granulated sugar: balances the sweetness and creates that golden crust If your bananas are extra ripe you can drop the sugar by a tablespoon or two
  • Unsalted butter: at room temperature gives a rich flavor and soft crumb Use good quality real butter for best results
  • Large eggs: bind everything together and give the loaf structure Fresh eggs work best
  • Very ripe bananas mashed: bring deep banana flavor and natural sweetness Look for peels that are almost totally spotted or brown
  • Semi sweet chocolate chips: create those irresistible pockets of chocolate Go for a brand you love to eat handfuls of for best melt and taste
  • Baking powder and baking soda: give lift and a light texture Check expiration dates to be sure they are active
  • Salt: wakes up all the flavors A fine sea salt works beautifully
  • Vanilla extract: gives depth and warmth Look for pure vanilla extract when possible

Step by Step Instructions

Prepare the Pan:
Grease a nine by five inch loaf pan or line it with parchment paper This prevents sticking and makes for easy removal
Mix the Dry Ingredients:
In a medium bowl whisk together flour baking powder baking soda and salt Whisking aerates the dry mix and ensures even leavening
Cream Butter and Sugar:
In a large mixing bowl beat softened butter and sugar together at medium high speed for about three minutes until the mixture looks pale and fluffy This step adds air and yields a lighter banana bread
Add Eggs and Vanilla:
Add eggs one at a time mixing well and scraping the sides after each Stir in the vanilla for an even flavor throughout
Add Bananas:
Add the mashed bananas to the bowl Using a fork to mash keeps a few chunky pieces which adds texture and more banana flavor
Combine Wet and Dry Ingredients:
With the mixer on low add the dry ingredients gradually Mix until just combined Overmixing can make banana bread tough
Fold in the Chocolate Chips:
Hold back a small handful of chocolate chips for the top Gently fold the rest into the batter by hand folding keeps the bread soft
Fill the Pan and Top:
Pour the batter into your prepared pan and smooth the surface Sprinkle reserved chocolate chips all over the top for a bakery style look
Bake the Bread:
Bake at 350 degrees Fahrenheit for about sixty minutes Check with a toothpick at the center it should come out mostly clean with a few crumbs If the top darkens fast cover loosely with foil for the last fifteen minutes
Cool Before Slicing:
Let the loaf cool in the pan for fifteen minutes then transfer to a wire rack to finish cooling This keeps the bread from getting soggy
A chocolate chip cake with chocolate chips on top. Bookmark
A chocolate chip cake with chocolate chips on top. | recipesbyelisa.com

My favorite part is the chocolate chip crust on top A few years ago I baked an extra loaf to share with an elderly neighbor and she still requests the recipe year after year

Storage Tips

Keep banana bread wrapped tightly at room temperature for up to three days If you prefer a chilled slice refrigerate for up to one week For longer storage wrap individual slices in plastic and foil and freeze for up to three months

Ingredient Substitutions

Swap in dark chocolate chunks or mini chips for a twist If you love nuts stir in half a cup of chopped walnuts or pecans Dairy free butter and a flax egg make it vegan friendly and you can use coconut sugar instead of granulated for a hint of caramel flavor

Serving Suggestions

Toast a slice and spread with peanut butter for a power breakfast For dessert top with a scoop of vanilla ice cream A fresh fruit side makes it an impressive brunch addition

A chocolate cake with chocolate chips on top. Bookmark
A chocolate cake with chocolate chips on top. | recipesbyelisa.com

A Bit of Banana Bread History

Banana bread became wildly popular during the Great Depression homes never wasted ripe bananas It remains a baking classic because of its forgiving nature and unmatched comfort factor Even today this loaf is a staple in lunchboxes across generations

Frequently Asked Questions About Recipes

→ What's the trick for keeping banana bread soft?

Just make sure to wrap it up snug and leave it on the counter for a couple days, or stick it in the fridge for longer. And don’t bake it too long, or it’ll dry out fast.

→ Can I swap out the chocolate chips?

Sure can. Try dark chocolate chunks or mini chips if you want more flavor or different sweetness. Go wild with your favorites.

→ What if I want some crunch?

Go for it. Toss in chopped walnuts or pecans if you’re into that crunchy, nutty vibe mixed with the chocolate.

→ How old should the bananas be?

The browner and squishier, the better. Super-ripe bananas make your loaf sweet and extra soft.

→ Is it easy to freeze?

You bet. Once it’s cool, wrap up slices or the whole loaf in plastic and foil, or drop in freezer bags. That way you’ve got a snack anytime.

Banana Chocolate Loaf

Fluffy, rich banana loaf overflowing with chocolate chips. Makes mornings, breaks, and dessert way better—every bite is pure happiness.

Prep Time
10 minutes
Cooking Time
60 minutes
Total Time Required
70 minutes
Authored By: Elisa

Type of Recipe: Desserts

Skill Level: Easy

Cuisine Type: American

Servings Count: 10 Number of Servings (One standard loaf)

Dietary Preferences: Suitable for Vegetarians

Ingredients You'll Need

→ Main

Ingredient 01 170 grams semi-sweet chocolate chips
Ingredient 02 3 very ripe bananas, mashed
Ingredient 03 2 large eggs
Ingredient 04 150 grams granulated sugar
Ingredient 05 115 grams unsalted butter, softened at room temp
Ingredient 06 220 grams all-purpose flour
Ingredient 07 5 grams baking powder
Ingredient 08 5 grams fine salt
Ingredient 09 2.5 grams baking soda
Ingredient 10 5 milliliters vanilla extract

Step-by-Step Instructions

Step 01

Just let your loaf chill in the pan for about 15 minutes. Then carefully move it to a rack and hang tight until it cools completely before you cut in.

Step 02

Put the pan in the middle of your oven and bake for about an hour. Once a toothpick poked into the center has just a few sticky crumbs, you’re good. If the top looks like it’s browning too fast, just lay a piece of foil over it for the last 10 to 15 minutes.

Step 03

Spoon the batter into your loaf pan, smooth out the top, and scatter those saved chocolate chips over everything.

Step 04

Keep back a bit of your chocolate chips for the topping. Gently stir the rest into your batter.

Step 05

Grab your mixer, set it on low, and toss your dry mix into the wet ingredients little by little. Stop as soon as you can't see the flour anymore to keep things soft.

Step 06

Tip your mashed bananas in and stir—don’t go crazy, some lumps are awesome for texture.

Step 07

Mix in the eggs one by one, scraping the bowl after each. Splash in that vanilla too and give it all a quick stir.

Step 08

Use a stand or hand mixer (paddle works best!) to whip butter with sugar on medium-high until it looks light and fluffy. Give it three minutes or so.

Step 09

Throw flour, baking powder, baking soda, and salt into a bowl. Whisk everything together really well. Set aside for a minute.

Step 10

Heat oven up to 180°C. Either spray a loaf pan or line it with parchment paper.

Extra Tips and Tricks

  1. Swap out your chips for dark chocolate chunks or mini chips for a deeper cocoa flavor.
  2. Toss in 60 grams of chopped pecans or walnuts when you add the chips if you’re all about crunch.
  3. Wrap your bread tight. Leave it out for 3 days, stash in the fridge for up to a week, or freeze slices to save for later.

Must-Have Equipment

  • 23x13 cm loaf pan
  • Mixer, handheld or stand, with a paddle
  • Mixing bowls
  • Whisk
  • Rubber spatula
  • Wire rack for cooling

Allergy Information

Always double-check ingredient lists for allergens and seek advice if you're unsure.
  • Made with all-purpose flour, which has gluten
  • Eggs are included
  • Butter and chocolate chips contain milk
  • Some chocolate chips use soy lecithin

Nutritional Information (per portion)

The provided details are purely informational and should not replace professional advice.
  • Calorie Count: 315
  • Fat Amount: 12 grams
  • Carbohydrate Amount: 48 grams
  • Protein Amount: 4 grams