
Whenever I'm after a no-fuss, cozy breakfast, I whip up chocolate banana overnight oats. Just toss it together before bed and wake up to a creamy, rich bowl that tastes a little like dessert but feels filling and comforting. This is my easy way to keep hectic mornings tasty and easygoing.
On a wild workweek morning, I first tried making this and was blown away by how long it kept me full. It made my morning so much easier and didn't leave me hungry halfway to lunch.
Effortless Ingredients
- Sliced banana and chocolate chips: Top off your oats with these to make breakfast special. Fresh bananas and some good chocolate chips or shavings do wonders for flavor.
- Pinch of salt: A little salt goes a long way to amp up the flavors. Stick to fine sea salt or kosher for best results.
- Vanilla extract: Adds a lovely sweet aroma and ties together all the tastes. Real vanilla’s where it’s at.
- Honey or maple syrup: Use either one to mellow out the cocoa. Choose quality—just pure maple syrup or real honey, no imitations.
- Cocoa powder: The secret to deep chocolate vibes. Dutch processed or natural both work, just grab one with a big flavor punch.
- Ripe banana: The riper, the better—it sweetens and thickens the oats naturally. Go for one loaded with brown spots.
- Milk: Any kind of milk, dairy or your favorite plant kind, does the trick. Unsweetened is best if you want to control the sugar.
- Rolled oats: Old fashioned oats make everything pleasantly chewy, not mushy. Skip quick oats to keep the best texture.
Simple Step-by-Step
- Morning Toppings and Serve:
- Once your oats are chilled, give them a good stir straight from the fridge. Splash in extra milk if they’re really thick. Top with banana slices and a handful of chocolate chips right before eating for extra goodness.
- Chill and Rest:
- Scoop everything into a lidded container or jar, making sure it’s pressed down and covered. Seal well and let it sit in the fridge for the night—four hours at least works too. The resting helps oats get soft and lets flavors blend together nicely.
- Combine All Ingredients:
- In a bowl, toss together oats, milk, mashed banana, cocoa, sweetener, vanilla, and salt. Mix until the banana is spread out and all the cocoa is mixed in. You’re aiming for a thick, liquidy consistency with nothing dry hanging around.

I only use rolled oats for this—the texture’s just right every single time. My kids always pile on more fruit or sometimes sneak in a few strawberries. Mornings get a little more exciting when this is on the table.
Storage Advice
Keep your oats in a sealed jar or container in the fridge and they’ll last up to four days. The longer they sit, the creamier they get, so feel free to prep several days at once. If they get a bit gummy, just stir in a bit more milk. Remember, toss on your toppings right before eating to keep everything fresh and crisp.
Swap Options
If you need it vegan, swap out honey for maple syrup. Canned coconut, oat, or almond milk all work if you want dairy free. A spoon of chia seeds or a dollop of yogurt bumps up the protein. No cocoa? Use a scoop of chocolate protein powder instead.
How To Enjoy
Eat your chocolate banana oats cold right from the fridge or pop them in the microwave for a minute if you want them warm. Add some toasted seeds or nuts on top for crunch. Try layering them with berries or nut butter to create a fun parfait.

Food Origins and Backstory
Letting oats soak overnight comes from Swiss muesli traditions—people would soak grains in milk or yogurt for simplicity. Pairing chocolate and banana is a classic combo that makes basic oats taste like a treat. Even though it tastes like dessert, this dish is packed with good stuff, so it’s a go-to for anyone trying to eat well.
Frequently Asked Questions About Recipes
- → Can I use non-dairy milk for this dish?
Of course! Any milk like oat, soy, or almond makes it creamy and works great.
- → How sweet can I make the oats?
You’re in charge. Pour in extra honey or maple syrup if you’ve got a sweet tooth. Super-ripe bananas also amp up the sweetness.
- → What toppings go well with overnight oats?
Go for more banana, your favorite nuts, a handful of chocolate chips, or swirl in some nut butter for extra yum.
- → Can I prepare this ahead for the week?
Yep! Make a bunch in single jars, stash them in the fridge, and you’ll have them ready all week.
- → Is it possible to use steel-cut oats?
Steel-cut oats are pretty tough and need to soak a lot longer. For a smooth bite, rolled oats work best.